Posts Tagged ‘Christopher Morris’

The Disclosures – Thank My Piggy Bank

April 3, 2013

Many of you may know the Madison-based musical duo of Christopher Morris and Chad Helminak, better known as The Disclosures. In addition to their busy touring schedule, they have also been recording some new songs for a forthcoming album.

It’s not too often that my primary job of EverythingCU.com intersects with my side project of music engineering and remixing, but when I heard that Chris and Chad were working on new songs, I jumped at the chance to mix their new album for them. They have been thrilled with the results.

Their first single, Thank My Piggy Bank was just released on YouTube, iTunes, Amazon, and CD Baby yesterday, in honor of National Financial Literacy month. Here is their fun video:

And you can purchase/download it from iTunes here. For more details on the duo and the song, their blog post is here. Enjoy!

Credit Union acronyms still harsh my mellow

October 21, 2009

I was saddened to learn that Randolph Brooks FCU, a very large credit union in San Antonio, now calls itself RBFCU. Yet another excellent and distinctive credit union name falls by the wayside into a vast sea of sameness. This is the opposite of the differentiation and distinction goals that good business practice calls for.

Based on a previous blog post:

Credit Union acronyms totally harsh my mellow

June 14, 2008

The seeds for this blog post were sown by Christopher Morris, based in Madison, Wisconsin, who tweeted that he was incredulous that not everyone knew about the difference between CUNA and CUNA Mutual.

For those of you not knee-deep in credit union world, you probably didn’t even know that these two organizations even existed. And by some chance you have heard of CUNA, you most definitely didn’t know that there are two distinct organizations with different buildings, purposes, and personnel, located in Madison. (The buildings are located about two feet from each other in the same corporate park, but they are separate buildings, and both very large.) CUNA is the national trade organization for credit unions in the United States, and its primary goal is to advance the credit union movement, primarily through political advocacy. CUNA Mutual, now CUNA Mutual Group, or CMG for short (as if that is less confusing), is an insurance company, which provides insurance to credit unions and credit union members nationwide.

With names like CUNA and CUNA Mutual, you can understand why people might not have realized these two organizations are distinct. It’s really a bummer that the term “credit union” is two words, because it means that virtually any names that derive from it are going to be lengthy long. (Lengthy long is much longer than ordinary long and even longer than very, very long.) Because these names end up being a mouthful, insiders tend to reduce them down to their initialisms or acronyms. (Here’s the difference between these two terms, which I had not realized until yesterday.)

Because there are SO many of these credit union organizations, one MUST NOT give in to the temptation to shorten them. ESPECIALLY NOT TO THE PUBLIC, who has no clue what you are talking about, and is therefore easily confused by them. See which of this jumble of alphabet soup you are familiar with:

CUNA – Credit Union National Association
CUSO – Credit Union Service Organization
CUES – Credit Union Executives’ Society
CULAC – Credit Union Legislative Action Committee
CURIA – Credit Union Regulatory Improvements Act
CUMIS – CUNA Mutual Insurance Society
CUMAA – Credit Union Membership Access Act
CUSC – Credit Union Service Centers
CCUE – Certified Credit Union Executive
CCACU – Combined Council of Automotive Credit Unions (presumably CACU is already taken, or too confusing with California Credit Unions?)
CUIAA – Credit Union Internal Auditors Association
CUSIP – Committee on Uniform Security Identification Procedures (Did we not already have enough acronyms with CU in them that we had to invent some more THAT DON’T EVEN STAND FOR CREDIT UNION? yeeeeesh.)
CLIC – CUIS Loan Insurance Components (CUIS is CUMIS minus Mutual?)
NCUA – National Credit Union Administration
NCUF – National Credit Union Foundation
NACUSO – National Association of Credit Union Service Organizationss
NASCUS -National Association of State Credit Union Supervisors
NACUSAC – National Association of Credit Union Supervisory & Auditing Committees
NACUC – National Association of Credit Union Chairmen
NCUIS – National Credit Union Income Services
NAFCU – National Association of Federal Credit Union
NCUSIF – National Credit Union Share Insurance Fund
NARCUP – National Association of Retired Credit Union People (I did NOT make that up!)
NASCCU – National Association of State Chartered Credit Unions
ITCUA – Information Technologies Credit Union Association
ACCU – Association of Corporate Credit Unions
ACUCE – America’s Credit Union Conference and Exposition
AACUL – American Association of Credit Union Leagues
ACUMA – American Credit Union Mortgage Association
OCCU – Office of Corporate Credit Unions
WOCCU – World Council of Credit Unions

Have your eyes glazed over yet? That’s not even getting into state credit union leagues, which nearly always use their initialisms to give us:
CCUL • NMCUA • NYSCUL (now CUANY) • GCUA • MDDCCUA • FCUL • ICUL • ICUS • KCUA • MNCUN and so forth

And all of this doesn’t even factor in that many, if not most, credit unions like to shorten their names as well. And in some cases, that has led to even more bizarre abbreviations such as DFCU Financial Credit Union (which if in turn were initialized would be DFCUFCU) and SOFCU Community Credit Union (which, if initialized would become SOFCUCCU). There are more than 8,000 credit unions in the United States. That’s 8,000 more abbreviations that use the letters C and U:

BECU • BCU • DCU • PSECU • UCU • USFCU • LCU • RCU • TFCU • VCU • KSFCU • TCCU • CCCU (there are 9!) • CCFCU • CCU (there are 14!) • ACU • AFCU • AHCU • BFCU • UMFCFCU and on and on and on and on and on…

By the way, you will never catch me referring to EverythingCU as ECU. Ever.

So while I adore you, Alphonse Desjardins, Edward Filene, Joseph Boivin, Monsignor Hevey, and the other founders of the movement, a curse on you for not figuring out a better name than “credit union” before it was too late to change it. But at least it’s better than Bank of the People, or else we’d be doomed with BOPs everywhere and in everything. And that’s much worse.

And thank you to TexasT for the Austin-hippy headline inspiration.

Meet-up at GAC in DC on March 4

February 14, 2008

For anyone who is coming to CUNA’s GAC extravaganza in Washington DC from March 2 through 6, myself, Matt Taggart, and Adam Lueb will be dropping in on Tuesday evening, March 4 for a Networking meetup at Capital City Brewing Company at 8:30 pm. Ginny Brady, blogging board member of UFirst FCU in Plattsburgh NY will be there, along with Christopher Morris of the CUNA Councils. (Ginny has also created a Facebook page for GAC-goers.)

If you are going to GAC and want to meet up with fellow social media/blogger/twitter/EverythingCU-ers, either comment here, post it on the facebook event page here, or shoot me an email. Even if you are not attending GAC, if you are in the DC, VA, MD area, we’d love to meet up with you on Tuesday night for drinks.